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dc.contributor.authorMiesler, Linda-
dc.contributor.authorScherrer, Corinne-
dc.contributor.authorSeiler, Roger-
dc.contributor.authorBearth, Angela-
dc.date.accessioned2018-10-04T13:24:52Z-
dc.date.available2018-10-04T13:24:52Z-
dc.date.issued2017-
dc.identifier.issn1472-0817de_CH
dc.identifier.issn1479-1838de_CH
dc.identifier.urihttps://digitalcollection.zhaw.ch/handle/11475/11438-
dc.description.abstractAs many consumers have neither sufficient time nor the cognitive and motivational resources to deal with complex insurance decisions, the mere provision of information might not be enough to influence consumer perception and choice. The way such information is presented might also affect any decision made. This paper focuses on the risk of becoming unable to continue in a profession as a result of illness or an accident. In collaboration with an insurance company, we examined the effectiveness of ‘informational nudging’ (i.e. providing information which acts as a nudge) in sensitizing young adults to the potential risk of disability. In a pre-study, an online survey (n = 1003) was conducted to assess the main barriers preventing young Swiss adults from participating in private provision. Based on the results of the pre-study, we developed four ‘informational nudges’ and tested their effects on risk awareness and insurance choices among young adults using an online experiment (n = 240). We found that by presenting information on a company website in such a way that heuristics such as availability or loss aversion were exploited, enhanced risk awareness and a corresponding increase in insurance preferences were observed to some degree. However, the informational nudges did not motivate the participants to investigate the issues any further. Indeed, the results suggested that informational nudging could be an effective tool in raising participant awareness, but that future research is needed to understand better the interplay between automatic and deliberate processes activated by the informational nudges.de_CH
dc.language.isoende_CH
dc.publisherWileyde_CH
dc.relation.ispartofJournal of Consumer Behaviourde_CH
dc.rightsLicence according to publishing contractde_CH
dc.subjectInformational nudgingde_CH
dc.subjectNudgede_CH
dc.subjectRisk perceptionde_CH
dc.subjectBehavioral Economicsde_CH
dc.subjectBehavioral Insightsde_CH
dc.subjectYoungstersde_CH
dc.subject.ddc363: Umwelt- und Sicherheitsproblemede_CH
dc.titleInformational nudges as an effective approach in raising awareness among young adults about the risk of future disabilityde_CH
dc.typeBeitrag in wissenschaftlicher Zeitschriftde_CH
dcterms.typeTextde_CH
zhaw.departementLife Sciences und Facility Managementde_CH
zhaw.departementSchool of Management and Lawde_CH
zhaw.organisationalunitInstitut für Marketing Management (IMM)de_CH
zhaw.organisationalunitInstitut für Umwelt und Natürliche Ressourcen (IUNR)de_CH
dc.identifier.doi10.1002/cb.1592de_CH
zhaw.funding.euNode_CH
zhaw.issue1de_CH
zhaw.originated.zhawYesde_CH
zhaw.pages.end22de_CH
zhaw.pages.start15de_CH
zhaw.publication.statuspublishedVersionde_CH
zhaw.volume16de_CH
zhaw.publication.reviewPeer review (Publikation)de_CH
zhaw.funding.zhaw«Vorwärts in die Zukunft»de_CH
Appears in collections:Publikationen Life Sciences und Facility Management

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Miesler, L., Scherrer, C., Seiler, R., & Bearth, A. (2017). Informational nudges as an effective approach in raising awareness among young adults about the risk of future disability. Journal of Consumer Behaviour, 16(1), 15–22. https://doi.org/10.1002/cb.1592
Miesler, L. et al. (2017) ‘Informational nudges as an effective approach in raising awareness among young adults about the risk of future disability’, Journal of Consumer Behaviour, 16(1), pp. 15–22. Available at: https://doi.org/10.1002/cb.1592.
L. Miesler, C. Scherrer, R. Seiler, and A. Bearth, “Informational nudges as an effective approach in raising awareness among young adults about the risk of future disability,” Journal of Consumer Behaviour, vol. 16, no. 1, pp. 15–22, 2017, doi: 10.1002/cb.1592.
MIESLER, Linda, Corinne SCHERRER, Roger SEILER und Angela BEARTH, 2017. Informational nudges as an effective approach in raising awareness among young adults about the risk of future disability. Journal of Consumer Behaviour. 2017. Bd. 16, Nr. 1, S. 15–22. DOI 10.1002/cb.1592
Miesler, Linda, Corinne Scherrer, Roger Seiler, and Angela Bearth. 2017. “Informational Nudges as an Effective Approach in Raising Awareness among Young Adults About the Risk of Future Disability.” Journal of Consumer Behaviour 16 (1): 15–22. https://doi.org/10.1002/cb.1592.
Miesler, Linda, et al. “Informational Nudges as an Effective Approach in Raising Awareness among Young Adults About the Risk of Future Disability.” Journal of Consumer Behaviour, vol. 16, no. 1, 2017, pp. 15–22, https://doi.org/10.1002/cb.1592.


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