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https://doi.org/10.21256/zhaw-21745| Publication type: | Working paper – expertise – study |
| Title: | Attitudes towards personalized insurance tariff models : a survey among students |
| Authors: | Becker, Johannes Gerd Erny, Matthias |
| et. al: | No |
| DOI: | 10.21256/zhaw-21745 |
| Extent: | 44 |
| Issue Date: | Feb-2021 |
| Series: | SML Working Paper |
| Series volume: | 17 |
| Publisher / Ed. Institution: | ZHAW Zürcher Hochschule für Angewandte Wissenschaften |
| Publisher / Ed. Institution: | Winterthur |
| Language: | English |
| Subjects: | Personalized insurance |
| Subject (DDC): | 332.38: Insurances |
| Abstract: | This paper is based on a survey conducted in 2018 and 2019 among students of a Swiss university of applied sciences, examining the general attitude of young people in Switzerland towards personal data collection by insurance companies as well as towards behavior-based, personalized insurance tariffs in motor vehicle and health insurance. In particular, it identifies perceived benefits and drawbacks of personalized tariffs. It focuses on how much trust young insurance customers have in the personal data collection practices of insurers and other actors in motor and health ecosystems. By analyzing students’ feelings about behavior-based insurance, conclusions can be drawn about the potential of digitalization and personalized insurance tariffs. |
| URI: | https://digitalcollection.zhaw.ch/handle/11475/21745 |
| License (according to publishing contract): | Licence according to publishing contract |
| Departement: | School of Management and Law |
| Organisational Unit: | Institute for Risk & Insurance (IRI) |
| Appears in collections: | Banking, Finance, Insurance |
Files in This Item:
| File | Description | Size | Format | |
|---|---|---|---|---|
| 2021_Becker-Erny_Personalized-insurance.pdf | 2.29 MB | Adobe PDF |  View/Open |
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Becker, J. G., & Erny, M. (2021). Attitudes towards personalized insurance tariff models : a survey among students. ZHAW Zürcher Hochschule für Angewandte Wissenschaften. https://doi.org/10.21256/zhaw-21745
Becker, J.G. and Erny, M. (2021) Attitudes towards personalized insurance tariff models : a survey among students. Winterthur: ZHAW Zürcher Hochschule für Angewandte Wissenschaften. Available at: https://doi.org/10.21256/zhaw-21745.
J. G. Becker and M. Erny, “Attitudes towards personalized insurance tariff models : a survey among students,” ZHAW Zürcher Hochschule für Angewandte Wissenschaften, Winterthur, Feb. 2021. doi: 10.21256/zhaw-21745.
BECKER, Johannes Gerd und Matthias ERNY, 2021. Attitudes towards personalized insurance tariff models : a survey among students. Winterthur: ZHAW Zürcher Hochschule für Angewandte Wissenschaften
Becker, Johannes Gerd, and Matthias Erny. 2021. “Attitudes towards Personalized Insurance Tariff Models : A Survey among Students.” Winterthur: ZHAW Zürcher Hochschule für Angewandte Wissenschaften. https://doi.org/10.21256/zhaw-21745.
Becker, Johannes Gerd, and Matthias Erny. Attitudes towards Personalized Insurance Tariff Models : A Survey among Students. ZHAW Zürcher Hochschule für Angewandte Wissenschaften, Feb. 2021, https://doi.org/10.21256/zhaw-21745.
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