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Publication type: Working paper – expertise – study
Title: Attitudes towards personalized insurance tariff models : a survey among students
Authors: Becker, Johannes Gerd
Erny, Matthias
et. al: No
DOI: 10.21256/zhaw-21745
Extent: 44
Issue Date: Feb-2021
Series: SML Working Paper
Series volume: 17
Publisher / Ed. Institution: ZHAW Zürcher Hochschule für Angewandte Wissenschaften
Publisher / Ed. Institution: Winterthur
Language: English
Subjects: Personalized insurance
Subject (DDC): 332.38: Insurances
Abstract: This paper is based on a survey conducted in 2018 and 2019 among students of a Swiss university of applied sciences, examining the general attitude of young people in Switzerland towards personal data collection by insurance companies as well as towards behavior-based, personalized insurance tariffs in motor vehicle and health insurance. In particular, it identifies perceived benefits and drawbacks of personalized tariffs. It focuses on how much trust young insurance customers have in the personal data collection practices of insurers and other actors in motor and health ecosystems. By analyzing students’ feelings about behavior-based insurance, conclusions can be drawn about the potential of digitalization and personalized insurance tariffs.
License (according to publishing contract): Licence according to publishing contract
Departement: School of Management and Law
Organisational Unit: Institute for Risk & Insurance (IRI)
Appears in collections:Banking, Finance, Insurance

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