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Publikationstyp: Beitrag in wissenschaftlicher Zeitschrift
Art der Begutachtung: Peer review (Publikation)
Titel: Customer expectations for sustainability in the Swiss insurance market
Autor/-in: Pugnetti, Carlo
Barth, Sebastian
Stricker, Lukas
et. al: No
DOI: 10.3390/su15118959
10.21256/zhaw-28800
Erschienen in: Sustainability
Band(Heft): 15
Heft: 11
Seite(n): 8959
Erscheinungsdatum: 2023
Verlag / Hrsg. Institution: MDPI
ISSN: 2071-1050
Sprache: Englisch
Schlagwörter: Insurance; Sustainability; Customer expectation
Fachgebiet (DDC): 332.38: Versicherungen
Zusammenfassung: Climate change is a significant threat, and insurance can provide a significant impulse to provide systemic responses. While several normative frameworks for sustainable business models have been developed, it is still unclear what customers expect and how companies should actually act in their specific business environments. We investigated customer expectations in the context of Swiss retail insurance and found that less than a fifth of customers consider sustainability a very important factor in their next purchase decision, and that core customers in the 35–54 age range are comparatively less concerned about sustainability in general. Customers place most value on social rather than environmental issues. Insurers should improve their efforts in the core business, especially regarding sustainable claims handling, rather than regarding investment management or their own footprint. On the other hand, more than 40% of customers do not feel they know enough to have an opinion about their insurer’s efforts toward sustainability, and there were no significant differences in customer perceptions among the different insurers. These results should have profound implications for communication, business model development, and business transformation efforts for insurers. They also provide important missing detail about customer expectations regarding sustainability in the academic literature.
URI: https://digitalcollection.zhaw.ch/handle/11475/28800
Volltext Version: Publizierte Version
Lizenz (gemäss Verlagsvertrag): CC BY 4.0: Namensnennung 4.0 International
Departement: School of Management and Law
Organisationseinheit: Institut für Risk & Insurance (IRI)
Enthalten in den Sammlungen:Publikationen School of Management and Law

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Pugnetti, C., Barth, S., & Stricker, L. (2023). Customer expectations for sustainability in the Swiss insurance market. Sustainability, 15(11), 8959. https://doi.org/10.3390/su15118959
Pugnetti, C., Barth, S. and Stricker, L. (2023) ‘Customer expectations for sustainability in the Swiss insurance market’, Sustainability, 15(11), p. 8959. Available at: https://doi.org/10.3390/su15118959.
C. Pugnetti, S. Barth, and L. Stricker, “Customer expectations for sustainability in the Swiss insurance market,” Sustainability, vol. 15, no. 11, p. 8959, 2023, doi: 10.3390/su15118959.
PUGNETTI, Carlo, Sebastian BARTH und Lukas STRICKER, 2023. Customer expectations for sustainability in the Swiss insurance market. Sustainability. 2023. Bd. 15, Nr. 11, S. 8959. DOI 10.3390/su15118959
Pugnetti, Carlo, Sebastian Barth, and Lukas Stricker. 2023. “Customer Expectations for Sustainability in the Swiss Insurance Market.” Sustainability 15 (11): 8959. https://doi.org/10.3390/su15118959.
Pugnetti, Carlo, et al. “Customer Expectations for Sustainability in the Swiss Insurance Market.” Sustainability, vol. 15, no. 11, 2023, p. 8959, https://doi.org/10.3390/su15118959.


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