Please use this identifier to cite or link to this item: https://doi.org/10.21256/zhaw-22634
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dc.contributor.authorPugnetti, Carlo-
dc.contributor.authorSeitz, Mischa-
dc.date.accessioned2021-06-11T13:16:28Z-
dc.date.available2021-06-11T13:16:28Z-
dc.date.issued2021-
dc.identifier.issn1911-8074de_CH
dc.identifier.issn1911-8066de_CH
dc.identifier.urihttps://digitalcollection.zhaw.ch/handle/11475/22634-
dc.description.abstractUsing real-time customer data holds great potential for the insurance industry. The frequency and relevance of interactions can be improved to provide assistance in real time. Better prevention and risk management can significantly improve pricing and reduce losses. These changes, however, hold the potential for structural changes in the industry. This research aims at understanding the potential path of the development of services in insurance and the challenges faced by insurers. A panel of industry experts provided the industry’s view, which was then compared with the responses of 1542 Swiss retail customers. We find that customers have high trust in insurance companies and are open to purchasing additional services, particularly for prevention and assistance. Insurance companies, however, are currently focusing on cost improvement measures. Customers are open to sourcing services from other providers, suggesting that insurance companies need to evolve their approach to take advantage of the current market window.de_CH
dc.language.isoende_CH
dc.publisherMDPIde_CH
dc.relation.ispartofJournal of Risk and Financial Managementde_CH
dc.rightshttp://creativecommons.org/licenses/by/4.0/de_CH
dc.subjectCustomer behaviourde_CH
dc.subjectInsurancede_CH
dc.subjectTechnologyde_CH
dc.subjectServicede_CH
dc.subject.ddc332.38: Versicherungende_CH
dc.titleData-driven services in insurance : potential evolution and impact in the Swiss marketde_CH
dc.typeBeitrag in wissenschaftlicher Zeitschriftde_CH
dcterms.typeTextde_CH
zhaw.departementSchool of Management and Lawde_CH
zhaw.organisationalunitInstitut für Risk & Insurance (IRI)de_CH
dc.identifier.doi10.3390/jrfm14050227de_CH
dc.identifier.doi10.21256/zhaw-22634-
zhaw.funding.euNode_CH
zhaw.issue5de_CH
zhaw.originated.zhawYesde_CH
zhaw.pages.end242de_CH
zhaw.pages.start227de_CH
zhaw.publication.statuspublishedVersionde_CH
zhaw.volume14de_CH
zhaw.publication.reviewPeer review (Publikation)de_CH
zhaw.webfeedW: Spitzenpublikationde_CH
zhaw.author.additionalNode_CH
zhaw.display.portraitYesde_CH
zhaw.monitoring.costperiod2021de_CH
Appears in collections:Publikationen School of Management and Law

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Pugnetti, C., & Seitz, M. (2021). Data-driven services in insurance : potential evolution and impact in the Swiss market. Journal of Risk and Financial Management, 14(5), 227–242. https://doi.org/10.3390/jrfm14050227
Pugnetti, C. and Seitz, M. (2021) ‘Data-driven services in insurance : potential evolution and impact in the Swiss market’, Journal of Risk and Financial Management, 14(5), pp. 227–242. Available at: https://doi.org/10.3390/jrfm14050227.
C. Pugnetti and M. Seitz, “Data-driven services in insurance : potential evolution and impact in the Swiss market,” Journal of Risk and Financial Management, vol. 14, no. 5, pp. 227–242, 2021, doi: 10.3390/jrfm14050227.
PUGNETTI, Carlo und Mischa SEITZ, 2021. Data-driven services in insurance : potential evolution and impact in the Swiss market. Journal of Risk and Financial Management. 2021. Bd. 14, Nr. 5, S. 227–242. DOI 10.3390/jrfm14050227
Pugnetti, Carlo, and Mischa Seitz. 2021. “Data-Driven Services in Insurance : Potential Evolution and Impact in the Swiss Market.” Journal of Risk and Financial Management 14 (5): 227–42. https://doi.org/10.3390/jrfm14050227.
Pugnetti, Carlo, and Mischa Seitz. “Data-Driven Services in Insurance : Potential Evolution and Impact in the Swiss Market.” Journal of Risk and Financial Management, vol. 14, no. 5, 2021, pp. 227–42, https://doi.org/10.3390/jrfm14050227.


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